Hello, Bank account to aaj ke tarikh me sabke pass hai bank account me paisa rahe na rhe bank khata jarur hote hai ek person ke name se 1 se jyda bhi bank khata hai. Dikkat to tab aate hai jab Hume sabhi accounts ko maintain krna hota hai or maintain karne ke liye minimum balance rakhna hota hai jo ki alag alag bank ke alag alag monthly average maintain balance required hota hai. kya aapne kabi socha yeh MAB kaise kam karta hai Monthly average Balance maintain ke bare me aaj janenge.
Normally Sabhi Banko me Min 1000 Rupeya amount rakhna hota hai Monthly MAB Required hota hai lagh bagh sabhi Public Sector bank o me or Private Bank sector me lagh bagh sabhi Bank me 5000 rupaya MAB Required rehta hai. Toh aaiye aab bat krte hai yeh jo 1000, 5000 Monthly Average balance rakhna hota hai yeh kam kaise krta hai or aagar hum kabi ya kisi din bank me paisa 5000 se kam rakhne se charge lagega kya ya darne ki baat hai. kahi bar hume aisa hota hai emergency me Bank se sara paisa withdrawal kar lete hai jiske bad 5000 maintain nahi rehta toh kya charges lagenge yeh sabhi sawalo ka jawab aapko is post me milenge.
Is post mein apko jankari milega Monthly Average Balance kya hota hai? MAB required kam kaise karta hai! MAB calculated kaise karte hai..
Monthly Average Balance kya hota hai ?
Sabse pehle Monthly Average Balance (MAB) kya hota hai, ise jante hai jaise aapne upar ke Intro padha he to apko smj aa gya sabi bank khata me Minimium balance rakhna hota hai, toh ectually Monthly min balance bank walo isiliye rakhne bolta hai jisse apka account activate rahge or Bank walo ko yeh sabhi se hi income hte hai isiliye sabhi banks ke yeh sare rules hai. aagar aap monthly min. balance rakhenge to apko fees/charges dena padta hai yeh sabhi bank ke alag alag charges hai aap bank ke Official website visit kar ke fees and charges dekh skte hai.
Monthly Average Balance (MAB) Kaam kaise karte hai
MAB yeh Kam karta hai Yani calculation kaise hota hai, iske liye bank ke system me setup Kiya hua Hota hai. Agar Apke bank khate Ka MAB 10,000 hai toh aapke khate me rozana day ke end me 10 hazar rupees rakhna chaiye. everage balance kuch aisa bhi kam karte hai 10 hajar MAB hone se 30days ke hisab karenge toh 3 lac hte hai or agar aap 24 hours ke liye 3 lac rupeya apne bank khate me rakhenge toh pure mahina 0 balance rehne se bhi apse koyi bhi charges nahi lagega.
manlijiye aapke bank khate me 15 din 50 thousand rha hai toh 7.5 lac maintance hte hai agar aisa hga tab bhi aapko fees/charges dena nahi hga,. kyuki monthly maintenance apka 3 lac ke jagah 7.5 lac ho chuka hai.
aapne upar image dekhke smj gaya honge MAB monthly Average Balance 15344.29 rupees dekha hai is bank account ke itna mab maintenance hua hai. jiska MAB Required 5000 the. ab isme agar 5000 se balance kam rahe toh bhi koyi charges nahi katega.
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Dosto.. asha karta hoon aapko jankari mil gaya hoga Monthly Average Balance kya hota hai? MAB required kam kaise karta hai! or calculation kaise hota hai.
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